Well help you to work through your personal and business financial planning: • Short-term Insurance for personal and com-mercial purposes • Medical aids • Estate, Will and Trust planning • Risk insurance to provide for the unforeseen at death, disability and any traumatic events • Income needs • Retirement planning to be able to enjoy the years you worked so hard for • Investment advice for the medium and long term goals for children, holiday and retirement • Business contingency planning Buy and sell and Key man Insurance • Professional Indemnity insurance HOW DO WE DO IT: We combine specially developed computer software and specialists in their own field eg. Crest Trust Services for will and trust planning and Third Circle Asset Management for actively managing your investment portfolio. Together with years of experience, we do a complete Financial Needs Analysis form where we then build a plan to work on the shortfalls.